Kiwi Budget Mate is 100% Free

Full access. No subscription. No hidden charges.

Built for Kiwis to make personal budgeting simple and accessible. Enjoy every feature — unlimited categories, savings goals, AI tips, reports, and more — completely free.

✓ No credit card required   ✓ Full features   ✓ Forever free

All Features Unlocked

Unlimited budgeting, goals, AI tips, and reports.

No Payments Needed

No subscriptions, no upgrade prompts, no billing.

Built for Kiwis

Made for the New Zealand way of life. Free for everyone.