Privacy Policy

We collect the following types of information when you use Kiwi Budget Mate:

• Account Information: Your name and email address, provided via Google sign-in.
• Financial Information: Income sources, budget categories, expense records, bills, and savings goals that you enter into the app.
• Profile Information: Optional details such as your mobile number, profile photo, and location/region.
• Usage Data: Information about how you interact with the app, including pages visited and features used.

We use the information we collect to:

• Provide, operate, and improve the Kiwi Budget Mate service.
• Personalise your experience and display your financial data accurately.
• Send bill reminders and account-related notifications to your email address.
• Respond to support requests and resolve technical issues.
• Ensure the security and integrity of your account.

We do not use your financial data for advertising, profiling, or sell it to third parties.

We do not sell, rent, or trade your personal information. We may share limited data only with trusted service providers who help us operate the app:

• Google: For authentication via Google Sign-In.
• Resend: For sending transactional emails (bill reminders, support confirmations).

These providers are contractually bound to handle your data securely and only for the purposes described above.

We may disclose your information if required by law or to protect the rights and safety of our users.

Kiwi Budget Mate uses browser session storage and cookies to:

• Keep you logged in during your session.
• Cache your user preferences and navigation state for a faster experience.

We do not use third-party advertising cookies. You can clear cookies and session data at any time through your browser settings, which will log you out of the app.

You have the following rights regarding your personal data:

• Access: You can view all financial data you've entered directly within the app.
• Correction: You can update or edit your information at any time.
• Deletion: You can delete individual records via the app, or request full account deletion by contacting us.
• Portability: Contact us to request an export of your data.

To exercise any of these rights, please contact us using the details in Section 7.

We take reasonable technical and organisational measures to protect your data, including:

• Encrypted data transmission (HTTPS/TLS) between your browser and our servers.
• Row-level security ensuring each user can only access their own financial data.
• Secure, access-controlled cloud infrastructure.

While we take every reasonable precaution, no system is 100% secure. We encourage you to use a strong, unique password for your Google account and log out after use on shared devices.

If you have any questions, concerns, or requests regarding your privacy, please reach out:

We aim to respond to all privacy-related enquiries within 5 business days.