About Kiwi Budget Mate
Kiwi Budget Mate is a free budgeting web app for New Zealanders. It brings income, expenses, budgets, bills and savings goals together in one place — all in NZD, built around Kiwi pay cycles.
What you can do
- Track income from multiple sources in NZD
- Log and categorise expenses by payment method
- Set weekly, fortnightly, monthly, annual or one-off budgets
- Add bills with reminders before each due date
- Create savings goals and track progress
- View reports to understand your spending
Who makes it
Kiwi Budget Mate is developed and operated by KiwiNova Limited, a New Zealand company building simple, accessible personal finance tools for Kiwis.
Why it's free
The app is currently 100% free to use, with full access to the available features. There is no subscription and no hidden charge. Keeping it free makes everyday money management accessible to more New Zealanders.
Your data is private
Each user's financial data is private to them. Kiwi Budget Mate uses Google Sign-In for authentication and your data is never sold to third parties. You can delete individual records or request full account deletion at any time.
Is this financial advice?
No. Kiwi Budget Mate is budgeting software — it helps you record and organise your own money. It does not provide regulated financial advice, investment recommendations, or personalised guidance about what you should do with your money. For advice tailored to your situation, speak to a qualified New Zealand financial adviser or an Authorised Financial Adviser (AFA). Free, independent money guidance is also available from Sorted, the public financial-education service run by the NZ Government's Te Ara Ahunga Ora Retirement Commission.
Contact & support
Need a hand or have a question? Use the in-app support centre and we'll get back to you. Kiwi Budget Mate is operated by KiwiNova Limited, a New Zealand company.