Kiwi Budget MateFree Budgeting Web Appfor Kiwis.
Take control of your finances. Track every dollar, hit your savings goals, stay on top of bills, and build lifelong saving habits — all in one 100% free web app built for Kiwis and Australians. No subscriptions, no hidden charges, ever.
100% Free
No subscription, ever
NZ & AU
Built for Kiwis
From Auckland to Invercargill — budget, save, and take control of your money the Kiwi way. Made for weekly, fortnightly and monthly pay cycles, in NZD.
Kiwi Budget Mate
Kiwi Budget Mate is a free budgeting web application for New Zealanders. It helps you track income and expenses, set budgets, manage bills and reach savings goals — all in NZD, with weekly, fortnightly and monthly budgeting that matches common New Zealand pay cycles. It is built by KiwiNova Limited and is 100% free, with no subscription. Learn more about the budgeting app →
Complete Budget Management Tools for New Zealanders
From expense tracking to savings goals, bill reminders to financial reports — every tool you need to manage money the Kiwi way, all in one free app.
Expense Tracking
Effortlessly monitor your spending in real-time to see exactly where your money is going.
Budget Categories
Organize your expenses with customizable categories tailored for the Kiwi lifestyle.
Income Management
Manage multiple income streams, from your main salary to side hustles, all in one place.
Bill Reminders
Never miss a payment again with smart, timely reminders for all your upcoming bills.
Savings Goals
Set, track, and achieve your financial goals, from a new car to a dream holiday.
Weekly & Monthly Reports
Get beautiful, easy-to-understand reports that provide clear insights into your financial health.
Built for New Zealand Families, Students & Workers
Kiwi Budget Mate understands New Zealand's unique financial landscape. From KiwiSaver contributions to IRD tax obligations, from Auckland rent to Wellington café spending — every feature is designed for the real Kiwi cost of living. Stop guessing where your money goes and start building the life you deserve.
$2,850
$1,200
Free Budgeting Guides for Kiwis
Learn how to budget, track your spending, build a savings habit and reach your goals with our practical, New Zealand-focused guides.
Free Budgeting Tools for Kiwis
Every tool you need to manage your money, built for New Zealand and free to use.
Frequently Asked Questions About Budgeting in NZ
Everything you need to know about Kiwi Budget Mate — your free budgeting web app for New Zealanders.
Still have questions? We're happy to help.
Contact SupportStop Wondering Where Your Money Goes
Take control of your money today. Track expenses, hit savings goals, and build better budgeting habits — 100% free, no credit card needed.
✓ No credit card required ✓ 100% free forever ✓ All features unlocked
100% Free, Forever
Kiwi Budget Mate is completely free for everyone in New Zealand and Australia. Every feature, zero cost — built to help you build lifelong saving habits.
Free Forever
No hidden fees or subscriptions
Web App
Available on all devices
NZ Made
Built specifically for Kiwis