Kiwi Budget Mate
Smart Budgeting for Kiwis

Free Expense Tracker for New Zealanders

See exactly where your money goes. Kiwi Budget Mate is a free expense tracker for Kiwis — log spending in NZD, sort it into categories, and turn the data into clear reports.

What you can do

  • Log each expense with amount, date and category
  • Record payment method — cash, EFTPOS, credit card or bank transfer
  • Add where you spent it
  • Filter and review spending over time
  • Turn spending into simple reports

Why track expenses?

People who track expenses consistently tend to spend less on impulse purchases. Once you can see your patterns, small changes add up to real savings.

Made for NZ spending

Payment methods match how Kiwis pay — EFTPOS, bank transfer, credit card or cash — and amounts are in NZD throughout.

Free and private

Your expense data is private to you. Track as much or as little as you like, free, with no subscription.