Kiwi Budget Mate
Smart Budgeting for Kiwis

Free Budgeting App for New Zealanders

Kiwi Budget Mate is a 100% free budgeting web app built for Kiwis. Track your income and expenses, set budgets, manage bills and work toward savings goals — all in NZD, with no subscription and no hidden charges.

What you can do

  • Track income from multiple sources in NZD
  • Log expenses against budget categories
  • Set weekly, fortnightly or monthly budgets
  • Add bills and get reminders before due dates
  • Create savings goals and track progress
  • View reports to understand your spending
  • Use it on phone, tablet or desktop — free, forever

Is it really free?

Yes. Kiwi Budget Mate is currently 100% free to use, with full access to the available features. There is no paid plan and no credit card required to get started.

Built for the Kiwi way of life

Budgets match common New Zealand pay cycles — weekly, fortnightly and monthly — and everything is in NZD, so your numbers line up with your real income and bills.

Private and simple

Each user's data is private to them. Sign in with Google, add your own income and expenses, and start budgeting in minutes.