Free Budget Planner for Australians
Plan your money the simple way. Kiwi Budget Mate is a free online budget planner — set budgets that match your pay cycle, allocate spending to categories, and see where every dollar goes.
What you can do
- Create budget categories for rent, groceries, transport and more
- Choose weekly, fortnightly, monthly or annual periods
- Allocate amounts per category
- See spent vs allocated at a glance
- Adjust budgets any time
How a budget planner helps
A budget planner turns your income into a plan. By allocating amounts up front, you decide what matters before you spend — instead of wondering where the money went.
Match your pay cycle
Australians get paid weekly, fortnightly or monthly. Pick the cycle that matches your real income so your plan lines up with your pay, not against it.
Start free
No credit card, no subscription. Add your income, create a few categories, and you have a working budget in minutes.