Kiwi Budget Mate
Smart Budgeting for Kiwis

Free Bill Tracker for New Zealanders

Stop bills from arriving as surprises. Kiwi Budget Mate is a free bill tracker for Kiwis — add every recurring bill in NZD, get reminded before it's due, and see at a glance what's paid and what's coming.

What you can do

  • Add rent, power, internet, phone, insurance, rates and subscriptions
  • Set reminders a few days before each due date
  • Track weekly, fortnightly, monthly, quarterly or annual bills
  • Mark bills paid and see your upcoming bill calendar
  • Spot subscriptions you no longer use

Why a bill tracker pays for itself

A single missed bill can cost more in late fees than a year of careful tracking. Listing bills once, with reminders, means payment day is never a scramble and reconnection fees become a thing of the past.

Built for NZ billing cycles

New Zealand bills come weekly, fortnightly, monthly, quarterly and annually. Kiwi Budget Mate supports every frequency so bills line up with your real payment dates, not a made-up monthly average.

Catch subscription creep

Streaming, apps and memberships quietly add up. A single list shows what you're paying for and makes it easy to cancel anything you haven't used this month — money better sent to a savings goal.

Free and private

Your bill data stays yours. Start free — no credit card, no subscription, ever.