Free Finance Tracker for New Zealanders
One tracker for your whole money life. Kiwi Budget Mate is a free finance tracker for Kiwis — income, spending, budgets, bills and savings goals together, with reports that show your trends.
What you can do
- Track income and expenses in NZD
- Set budgets and watch spent vs allocated
- Log bills with reminders
- Follow savings goals with progress
- See trends in reports
A tracker beats a spreadsheet
Spreadsheets work until life gets busy. A tracker you can update in seconds, on the go, keeps the habit going — and a habit beats a one-off plan every time.
See the trends, not just the totals
Reports turn scattered entries into clear patterns: where you overspend, where you've improved, and where to adjust next month — without the manual maths.
Everything in NZD and on Kiwi time
Built for New Zealand pay cycles and NZD, so your tracker lines up with how money actually moves in your life.
Free and private
Your financial data is yours. Start free — no subscription, no hidden charges, ever.